Hold on though... so the interesting thing with the Cell Phone deals - it changes who actually owns them. I don't have a lot of proof to this... but technically you are renting and they own. If you can find information to refute this... I would GREATLY appreciate it because I cannot. So... they own the device, and this makes it easier for companies to snoop and do what they want. It's not like they couldn't do it anyway... but it is similar to a Land lord. Maybe that's a bad analogy.
Cell Phone companies don't really operate like that anymore. What they do now is they finance the phone. Some companies actually charge you separately between your actual service and what you owe on the phone.
Currently, I finance my Google Pixel. It's paid separately from my service which is Google's Project Fi. Once I'm done paying it off, it's mine. Well, technically it's mine now, it's just that I owe money on it. Same when I was with T-Mobile and bought my Nexus 6 through them. I could actually pay off my phone whenever I wanted and it wasn't tied to the service.
That's what's happening here. Dell is is the entity providing the financing actually (plus whatever bank they use.) If you stop paying the bill, your credit takes a hit and probably get sent to collections, but the Xbox One is yours to keep.
@targetrasp This is correct... they definitely will push up the price. IMO it's a bad precedent to set. At the end... the customer doesn't care because it's "cheaper" in some respects... but it's technically not cheaper and may come with more restrictions than gamers would like.
IDK... I could be wrong... My mindset is more on ownership. Leasing isn't a wrong way... but it's definitely pushed too much these days.
I don't necessarily think the price is going to go up (although, it will probably go up somewhat. If they start costing as much as high end PCs then they lost some of what makes consoles attractive. I don't think Sony or MS would let that happen.) The precedent it could set is console revisions would be coming out every two years rather than 6-8 years as they are now.